Curt Downing is Chief Technology Officer and Systems Architect of Conscious Capital Wealth Management, LLC. For more than 20 of his 40 years in technology, Curt has held the position of Chief Technology Officer at several companies covering healthcare and financial services. Mr. Downing was co-founder and Chief Technology Officer of Direct Advice, a leading online financial planning company subsequently acquired by Mellon in 2003. He was responsible for design and implementation of a platform for delivery of personalized financial plans to individuals across the United States, extending that capability to leading financial services companies around the world including Prudential, E-Trade, Mellon, and Motley Fool in the United States, Softbank/Yahoo in Japan and AMP in Australia. His team of developers, writers, testers, and operations and project managers led integrations with client IT staffs globally including Australia, Germany, Japan and the United States differentiated by language, culture, local legal and regulatory requirements and financial services products.

For more than a decade after, Mr. Downing was also Chief Technology Officer for Creative Change, a consulting firm creating custom solutions for healthcare industry clients. He was the architect of the Creative Change Healthcare Information Platform, a multifaceted healthcare platform including public and private sites which facilitated comprehensive medical practice management, client intake, recordkeeping and communications. Across the whole of his career, Mr. Downing has also been lead inventor on multiple patent applications from diagnostic control algorithms to financial plan modeling techniques, and is a published author and presenter in the enterprise-level operating system and data sharing space. 

Earlier in his career, Curt Downing was a Senior Software Design Engineer at Xerox Corporation (Rochester, NY), AlliedSignal, Bunker Ramo (Trumbull, CT) and United Technologies Sikorsky Aircraft (Stratford, CT).  He holds a B.S. in Electrical Engineering from University of Lowell in Lowell, MA.